I Added Up My AI Subscriptions. The Number Hurt.

Last month I did something I'd been avoiding for a year: I added up every AI subscription hitting my card. ChatGPT Plus. Claude Pro. Gemini. Perplexity. A Midjourney plan I forgot existed. The total made me put my coffee down.

Here's the trap nobody warns you about — each one is "just $20." Individually painless. Together they quietly clear $1,300+ a year, and half of them do the same job. So I built the exact tool I used to find the overlap. Check the ones you pay for, and it'll show you your real annual spend and how much you're double-paying.

📌 The 3-line version
  • In July 2026 the standard tier converged at ~$20/mo: ChatGPT Plus $20, Claude Pro $20, Google AI Pro $19.99, Perplexity Pro $20, SuperGrok $30.
  • All five standard plans together run about $110/month — roughly $1,320 a year.
  • Most people only need one general chatbot. Paying for two or three is the single biggest hidden waste in an AI stack.

The overlap most people never notice

General assistants — ChatGPT, Claude, Gemini, Grok — are 90% substitutes for each other for everyday work. Paying for three of them is like having three phone plans "just in case." The tools that genuinely stack are the specialists: a research engine (Perplexity), an image model (Midjourney), a coding tool (Copilot, Cursor). Those solve different problems. Two general chatbots usually don't.

So the calculator below treats them differently. It flags only redundant general-chatbot spend — the money you'd recover by keeping your favorite all-rounder and dropping the rest. Prices are pre-filled with current list prices; edit any box if yours differs.



🧮 AI Subscription Stack Auditor

Check what you pay for. Adjust the monthly price if needed.

What to do once you see the number

  1. 1 Pick one all-rounder. Run a week on the free tiers of your top two general chatbots. Keep the one that removes the most friction; cancel the other.
  2. 2 Keep only specialists that earn their slot. A research or coding tool is worth it if you open it weekly. If you can't remember the last time you did, that's your cancel signal.
  3. 3 Set a renewal reminder. Annual plans hide the sting. Put the renewal date in your calendar so you re-decide on purpose instead of by inertia.
Prices are US list prices verified in July 2026 (ChatGPT Plus $20, Go $8; Claude Pro $20; Google AI Pro $19.99; Perplexity Pro $20; SuperGrok $30; Midjourney ~$10; GitHub Copilot $10; Cursor Pro $20) and change often — always confirm on the provider's page. This tool estimates spend and overlap; it is not financial advice.

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